Start Small, Win Big: My Personal Finance Journey

Posted in Reflections

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When I first started my personal finance journey, I believed I didn’t have enough money to make it worthwhile. I’d pore over the newspaper—yeah, the actual newspaper (dating myself here)—scanning the stock listings, daydreaming about possibilities.

I had ideas back then. Good ones. I watched Pfizer rise. I saw Facebook’s IPO. I considered Etsy. And yet… I never opened a brokerage account. Not for years.

I regret that.

But when I finally did it—when I finally opened that account—I knew I had to go all in. I told myself: Just do it. Because if you don’t now, you never will. And so, I did.

One of my first moves? I bought 100 shares of AMD in 2015 at around $3 a share. In 2020, I sold those shares for $92 each. That $300 investment turned into $9,200—and it let me pay off over $8,000 in credit card debt I’d been carrying for years.

I take two big lessons from that moment:

  • Sometimes, the courage to begin is all that separates you from success.
  • I should trust my instincts—and so should you.

This space is where I’ll keep learning, sharing, and trying. I’m no financial expert—but I’m finally in the game. If you’re just beginning your personal finance journey, know that it’s okay to start small—what matters is that you start. Come learn with me.

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